The Unaffordable Care Act

• "73,000 Maryland residents will need to find a new health plan next year, as insurers drop plans that don't meet new federal guidelines"

• "80,000 Louisianians' health insurance policies will be canceled under Affordable Care Act"

• "300,000 to Lose Health Coverage in Florida"

• "500,000 Californians Lose Health Policies"

• "...at least 129 million (68 percent) will not be able to keep their previous health care plan either because they already have lost or will lose that coverage by the end of 2014"

• "Anyone who likes their health plan can keep it."

 

- Barack Obama

 

It appears that Obamacare has finally began to sicken the majority of Americans. My question is how did anyone believe this plan would actually lower health insurance rates to begin with? It is not possible for the government to require health insurance companies to provide additional coverage at a lesser cost. When you go to purchase a vehicle and you want to add splash guards, pin striping and a moon roof you know that the price of the car will not decrease! I'm not sure how the President could have ever thought this could work. The general summary of what is happening now to Americans all over the country is that due to the additional requirements Obamacare has put on health insurance companies rates have gone up to cover those expenses. A recent NBC News report stated,

"George S., 62, of North Carolina, said he was 'prefectly happy' with his plan from Blue Cross Blue Shield, which also insured his wife for a $228 monthly premium. But this past September, he was surprised to receive a letter saying his policy was no longer available. The 'comparable' plan the insurance company offered him carried a $1,208 monthly premium and a $5,500 deductible."

As if it couldn't get worse the website has never been fully functioning and is still filled with plenty of glitches. After months of planning and $634,320,919 later the website will not allow most users to complete the enrollment process. The few users that do get through end up regretting that they did. In South Carolina an attorney wanted to shop for cheaper insurance through healthcare.gov and later found out that all his personal information had gone to a random guy in North Carolina! The next question you have to ask is how many others have been affected by this glitch? A follow up question could be if this website is having this many problems than could this be a hacker's dream come true?

Between the flawed economics, the broken promises and the broken website there should be no question why we should never involve government in something as important as health care. We now should know that when it comes to the Affordable Care Act the information given to the American public from President Obama has been a lie.

"If you like your doctor you will be able to keep your doctor. Period."

"If you like your health care plan, you will be able to keep your health care plan. Period."

"If you're one of the more than 250 million Americans who already have health insurance, you will keep your health insurance. This law will only make itmore secure and more affordable."

Even if America went back to a pre-Obamacare system we would have better and more affordable insurance. However, a true resolution for a more affordable healthcare can not be achieved through government intervention but rather with less government intervention. If competition were allowed across state lines insurance premiums everywhere would go down drastically due to the increased competition among insurance companies. A new idea for lower health insurance doesn't have to be 20,000 pages long or have 11,588,500 words in it. A new plan for lower health insurance is just simply asking our government to eliminate laws that prevent competition. The fact that competition lowers prices is common sense which our current President seems to be lacking.